WE ARE DOING OUR PART. 

Our industry consumes more then our fair share of paper.  Each loan package consits of an average of 75 documents to sign!!  Along with support documents and the title search that number goes over 100 pages per file.  By the time the consumer gets their paper copy and we retain a copy for our underwriters it is not rare for the number of pages to exceed 250 PAGES PER FILE. 

We are doing our part by lower our paper consumption by over 65%.   By giving our borrowers a digital copy of their loan documents, and by storing our files storage in a secure electronic vault.

Fannie Mae Energy efficient mortgage brochure

 GREEN MORTGAGES 

Green mortgages, or energy efficient mortgages, allow homeowners to use their commitment to the environment to leverage bigger loans. The green mortgage was born in 1979 when President Jimmy Carter signed an executive order directing federally sponsored secondary market institutions to offer consumers incentives for energy-efficient homes. The concept is based on the premise that a more energy efficient home will have lower utility bills. That savings can be considered income, allowing a homebuyer to qualify for a bigger loan.

To apply for one, you'll need to provide a Home Energy Rating System report. HERS reports indicate that your house meets all energy efficiency guidelines. Homeowners looking to upgrade their home's energy efficiency can commission a trained Energy Rater to issue a HERS report suggesting efficiency improvements, and estimate the cost of those improvements, as well as the savings. (The cost is usually a few hundred dollars.) A builder can provide proof for a new home.  Info from the The Daily Green